ABLE United Logo ABLE United allows brighter future for Floridians with disabilities

I have exciting news, Floridians!!!!  ABLE United has launched in Florida!!!

This is big news for parents of children with special needs – and for adults as well!

The Achieving a Better Life Experience (ABLE) Act  authorizes states to create tax-free savings accounts for individuals with disabilities.  Florida is one of the first states to launch.

Do you or your child qualify for SSI or SSDI and live in Florida?  This brand new program might help ease the financial burden that comes with special needs and disabilities.

I used the Eligibility Wizard and quickly learned Princess likely qualifies for an account because of her PTSD diagnosis.  This means access to help ensure a brighter, more secure future as she grows into adulthood (something that is occurring way too quickly!).

What is ABLE United?

ABLE United allows people with disabilities to save for better life experiences.

Like a Roth IRA or a 529 college savings plan, an ABLE United account is a tax-free savings account that helps individuals with disabilities save for the future. The individual owns the account, but an authorized person may establish and help oversee the account.

After years of advocating, negotiating, and compromising, the Stephen Beck Jr. Achieving a Better Life Experience (ABLE) Act was passed into law. The ABLE Act now allows for the creation of savings and investment accounts for people with disabilities without negatively impacting federal benefits. Florida is among the first states to implement the law, which created the ABLE United program.

ABLE United will allow Floridians with disabilities to save like never before – by receiving tax incentives to save for future expenses and building assets without risk of losing federal benefits such as SSI and Medicaid. Funds in an ABLE account can be used, tax-free, for living expenses such as housing, education, and health and wellness services.

ABLE United advantages:

  • Save tax-free for future expenses
  • Save while maintaining federal benefits
  • Save on fees – ABLE United offers the best value for Florida residents

Advocates and family members united more than a decade ago to create a grassroots movement that resulted in one of the most important pieces of legislation for the disability community in years.  Now, we can unite for all to achieve a better life experience!

Who is eligible to open an ABLE United account?

There are three eligibility criteria for opening an ABLE United account:

  1. Florida Residency: The individual must be a Florida resident at the time of application.
  2. Disability Severity Criteria: The individual must be blind or have a disability that meets the disability and severity requirements for Supplemental Security Income (SSI) or Social Security Disability Insurance (SSDI).
  3. Disability Onset: The onset of blindness or disability must have occurred before the individual’s 26th birthday. Current age is not considered when opening an ABLE United account – except that the account must be opened by an adult 18 years of age or older.For more information on ABLE United, go to

What disabilities are considered for ABLE United eligibility?

  • Developmental Disorders: Autistic Spectrum Disorder, Asperger’s Disorder, Developmental Delays and Learning Disabilities – Intellectual Disability: May be reported as mild, moderate, or severe intellectual disability
  • Psychiatric Disorders: Schizophrenia, Major depressive disorder, Post-traumatic stress disorder (PTSD), Anorexia nervosa, Attention deficit/hyperactivity disorder (AD/HD), Bipolar disorder
  • Nervous Disorders: Blindness, Deafness, Cerebral Palsy, Muscular Dystrophy, Spina Bifida, Juvenile-onset Huntington’s disease, Multiple sclerosis, Severe sensorineural hearing loss, Congenital cataracts
  • Congenital Anomalies: Chromosomal abnormalities, including Down syndrome; Osteogenesis imperfecta, Xeroderma pigmentosum, Spinal muscular atrophy, Fragile X syndrome, Edwards syndrome
  • Respiratory Disorders: Cystic Fibrosis
  • Other: Includes Tetralogy of Fallot, Hypoplastic left heart syndrome, End-stage liver disease, Juvenile-onset rheumatoid arthritis, Sickle cell disease, Hemophilia, and any other disability not listed

How do I open an ABLE United account?

You may open an ABLE United account quickly and easily online at Enrollment may be completed by the individual with a disability or someone with legal authority over the individual, such as a parent, legal guardian, or a person acting under a power of attorney.

Who may contribute to an ABLE United account?

Anyone may contribute to an ABLE United account on behalf of the individual with a disability, including the individual, friends and family. Contributions are considered a completed gift.

Learn more:

ABLE United Facebook

Eligibility Wizard 

Quick Start Guide



This post is sponsored through ABLEUnited and Bloggin’ Mama, but all opinions are my own.  682x1024 ABLE United allows brighter future for Floridians with disabilities

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